Tag Archives: Kind

How Your Auto Insurance Rates Are Determined

Your auto insurance rates are determined by a number of factors: -driving record -usage, how you are using the vehicle, work, pleasure, business -how many drivers you have and their ages -how many vehicles you have -what kind of coverage limits you want -what area you live in -your payment history -what color car you drive -your insurance credit score -your claims history -your occupation and how many years you have lived at your current residence -how fast you can solve a Rubix cube -your daily, weekly, annual mileage There is a lot of information about you that is used to determine your rates. You are grouped or pooled together with similar drives of the same background that way you are not paying for drivers that are much worse than you. Similar risks will pay similar rates. Your usage affects your rates because if you are driving to and from work or school 5 days a week, 15 miles one way you have a higher chance of getting in a accident than someone who only drives 1 mile 1 way 3 days a week or someone who works from home and only drives to get groceries. So business, work, and school usage is higher than pleasure usage. The area you live in affects your rates due to the fact that one area or town may have a higher incidence of claims than another area. One area may have higher lawsuit payouts or higher theft rates than another area. Even if you live in a affulent area your rates may be higher due to the higher value vehicles in your area cost more to fix than in an area with lower value vehicles. Although you may have heard that if you drive a red car you will pay higher rates but this is not true. It is a myth. GEICO,

The Key to Success in your Home-Based Business

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Small Business Survival Tips

No matter what kind of small business you have, you need read these “small business survival tips” which will help you to succeed.

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Finding Your Niche

Have you found your niche?

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Promote yourself on radio for free

Unless you have become extremely popular in your personal or business name, you likely need all of the marketing and promotion you can get. Now, you may say, of course, I’m aware of this, but who has the money? This a good and fair question. It may surprise you, though, when I say, you don’t need money for some of the most valuable marketing available — radio advertising.

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Is Your Home Business Properly Insured?

Do you work from home full-time or part-time? Chances are your homeowner’s insurance doesn’t cover your home business, or at least not to the extent you need it to.